"Save Together. Support Each Other. Share the Rewards."
Join a community of disciplined savers who support each other through affordable loans, bereavement assistance, and year-end financial rewards — with every rand tracked digitally and shared transparently.
More than a savings club — we're a community building financial freedom together.
Choose the level that works for you. More shares mean more growth, bigger payouts, and higher loan limits.
Each member chooses between 1 and 5 shares when joining. Your weekly contribution is based on your number of shares. More shares mean a larger portion of the savings pool, a bigger year-end payout, and higher borrowing power when you need a loan.
You can adjust your shares at the start of each cycle with approval from the Treasurer. This flexibility means Masonko works whether you're saving R100 or R500 per week.
Every contribution requires proof of payment — keeping us all honest.
| Shares | Weekly | Monthly | Annual |
|---|---|---|---|
| 1 Share | R100 | ~R430 | ~R5,200 |
| 2 Shares | R200 | ~R860 | ~R10,400 |
| 3 Shares | R300 | ~R1,290 | ~R15,600 |
| 4 Shares | R400 | ~R1,720 | ~R20,800 |
| 5 Shares | R500 | ~R2,150 | ~R26,000 |
Your money works for you — through annual payouts and access to fair loans when you need them.
At year-end, every member receives a lump sum payout. This includes their full contributions back plus their proportional share of all loan interest earned by the club — transparently calculated and distributed to all.
Members in good standing can apply for loans based on their shares. Bereavement assistance is also available — supporting members and their families through difficult times.
We hold everyone to the same standard, and every rand is accounted for.
Pay your weekly contribution by the Monday deadline to stay in good standing. On-time members keep full access to loans and share fairly in the year-end payout. Late payments attract a penalty and are recorded transparently — keeping the group strong and accountable to one another.
Elected by members, accountable to all. Each role has defined responsibilities and permissions.
Regular meetings keep us aligned, informed, and accountable to each other.
Quick updates on contributions and any urgent matters
Full financial review, reports, and open discussion
Elect leadership, review performance, plan the next cycle
Ready to start building wealth with us? Here's how it works.
Take the first step toward disciplined saving and financial security. Reach out today and become part of the Masonko Stokvel Investment Club.